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Can you avoid a foreclosure or a bankruptcy by being granted a loan modification? Is it all hype or are banks actually providing homeowners loan modifications?

Can I avoid Bankruptcy with a Loan Modification?

November 3rd, 2010 by Robert Brandt  |  4 Comments  |  Filed under Loan Modification

This blog is a follow up to my previous article titled, “Loan Modifications, Foreclosure and Bankruptcy.” In this article, I would like to focus on the fact that the HAMP program goes beyond merely offering false hope, but in fact leads to what could have been a preventable chapter 13 bankruptcy filing. Allow me to explain. The process of getting a loan modification almost always takes months … Read More


Can I avoid foreclosure with a Loan Modification?

November 2nd, 2010 by admin  |  3 Comments  |  Filed under Loan Modification

When it comes to loan modifications and the Home Affordable Modification Program (HAMP), the old mantra of, “Hope for the best, but prepare for the worse” could not be more true. Unfortunately, for most homeowners who are counting on a HAMP loan modification in order to prevent a foreclosure on their home, the ordeal they face is just a stepping stone to bankruptcy.  But before I get … Read More




The Law Firm of
Robert S. Brandt

1513 King Street
Alexandria, Virginia 22314
Phone: 703-342-7330
Fax: 703-229-4132

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    107 East Market Street
    Leesburg, VA 20176
    Phone: 703-342-7330
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    Anyone who has been in “our shoes” and contemplated bankruptcy knows that it is a difficult and emotional journey. The best that you can hope for is to find someone who will guide you through the process with the utmost professionalism and personal sense of decorum. I can say without hesitation that Robert is that lawyer who will do just that. His professional guidance and addition of humor (when appropriate) … Read More
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    The Law Firm of
    Robert S. Brandt

    1513 King Street
    Alexandria, Virginia 22314
    Phone: 703-342-7330
    Fax: 703-229-4132